5 providers of prepaid credit cards compared
If you don't have a credit card, you can shop online using prepaid credit cards. Here you will find a short provider comparison.
Desert Red Prepaid VISA
The Wüstenrot prepaid VISA card is one of the cheapest credit cards that also comes with many other extras that you (almost) get for free. Withdraw cash from around 1.6 million ATMs worldwide. A credit check and a minimum age of 18 are required. The advantages of the prepaid credit card:
- No registration and transaction fees
- Withdraw cash free of charge up to 24 times a year up to 520 euros per day (thereafter for 99 cents per withdrawal)
- No weekly or monthly limit
- Free giro account
- No minimum cash or sales
- Free transfers, standing orders and bank statements
- Pay cashless with all VISA partners
- Shop online with your online signature and password
Kalixa Pay Prepaid MasterCard
With the Kalixa Pay Prepaid MasterCard, you can shop quickly and easily in various online shops. The minimum top-up amount is 10 euros. You can manage up to a maximum of 9, 000 euros in your credit card account. A registration fee of 9.95 euros is due, but there are key benefits:
- No transaction fees
- Submit your application quickly and easily online
- No annual or monthly fees
- Make transfers free of charge
- No Schufa information or credit check required
- 50% discount for registration fee until March 31, 2014
- Free top-up by standing order or internet banking
- 24 hour customer service
- No foreign currency fees
Fidor Smart Prepaid MasterCard
With the Fidor Smart Prepaid MasterCard, you receive an interest rate of 1% pa as a bonus and can benefit from a good price-performance ratio. These positive properties are also convincing:
- No registration fee
- No monthly or annual fee
- Submit application online
- No Schufa information required
- No risk of debt
- Additional shopping vouchers
- Withdraw cash free of charge in the euro area (other currency EUR 0.49 per withdrawal)
- Telephone, SMS and email service
Major card prepaid credit card
The Major Card Prepaid Credit Card offers a real prepaid MasterCard and is suitable for practically anyone who needs a prepaid credit card. The annual fee is currently 19 euros, cash withdrawals are charged with a fee of 5 euros. You can enjoy these advantages:
- No registration fee
- Apply quickly and easily online
- Real credit-based MasterCard (sales up to EUR 2, 500 annually)
- Over 32 million acceptance points
- No risk of debt
- Available as a gift card and PictureCard (10 euros with your own design)
MyPrepaid credit card
The MyPrepaid credit card costs you an annual fee of 10 euros, but offers the following advantages:
- No risk of debt
- No Schufa or credit check
- No registration fee
- Registration possible online
- Also available for teenagers
- Cost control also possible for parents (via free e-mail notification or SMS for 10 cents each)
- Prepaid mobile phone top-up (limit of 15 euros)
- Over 30 million acceptance points around the world
- Bonus: Real MasterCard
You can find a comparison for prepaid internet tariffs in this practical tip.