Amazon credit card - is it worth it?

In the credit card jungle, the mail order company Amazon.de is also trying to win customers with its own VISA card from Landesbank Berlin AG. But whether the Amazon credit card is really worth it for you and what advantages and disadvantages it brings, we clarify here:

1. How to get the Amazon credit card and what the requirements are

Like other credit institutions, Amazon.de and Landesbank Berlin AG also set conditions so that you can get a credit card. The prerequisites here are:

• You pass the credit check of Landesbank Berlin AG.
• You have an account with Amazon.de
• The minimum age is 18 years, your residence must be in Germany and you must have a German bank account.

2. Spend money and score: The advantages of the Amazon credit card

In order to stand out from the competition, Amazon has come up with an attractive payment system. You benefit most from the credit card if you shop at Amazon.de more often. You earn points with every purchase.

• 1 euro sales at Amazon earns you 2 points. With a turnover of 2 euros for all other purchases with the card you get 1 point. From 1000 points you get a 10 euro voucher from Amazon.de.
• The ticket price is free for you in the first year and is 19.99 euros from the second year. You can also cover the costs incurred with the collected points. So if you have collected 2, 000 points - i.e. 1, 000 euros at Amazon or 4, 000 euros at other retailers - you can cover the cost of the card with it.
• You will receive a 30 euro voucher when you order your card.
• You can use LBB's online portal and thus view your sales and bonus points.
• As it is a VISA card, you can withdraw money at any ATM with a VISA sign and use it to pay for purchases.

3. Disadvantages compared to other cards

The offer from Amazon.de is attractive for online shoppers, but some users have already shared their displeasure and negative experiences in various forums. These mostly concern the customer service of Landesbank Berlin AG:

• A user reports annoying calls that require you to take out insurance. In addition, the advice should be bad and incorrect.
• Other providers do not estimate the cost of the credit card in the amount of 19.99 euros. You can get credit cards without annual fees.
• Unfortunately, the warranty extension to products purchased from Amazon is no longer available.

Conclusion - when is the card worth it?

In general, you can say that the card is worth it if you shop frequently at Amazon.de and you want to enjoy a VISA card. If you do not want to be so closely tied to Amazon, but also want to redeem collected points at other retailers, it is worth looking at a credit card from another provider. The apparently poor customer service should also be taken into account, because if the card is lost, it is essential. Use these regularly to pay - especially on Amazon.de - and do not carry them around with you all the time, but the card may be worthwhile.

Alternative: Free credit card from online banks

Credit cards don't have to be expensive. Many banks, such as the Santander Consumer Bank, also offer free credit cards for checking accounts. If you don't want to open a new account, you can get a Visa credit card with the Barclaycard even without changing your account - of course also free of charge.

In the Amazon credit card shop you can find other Visa and American Express cards on other terms and with an Amazon voucher on top. We will show you in another practical tip how you can create a virtual credit card. Tip: Save a lot of money on your next Amazon purchase with our vouchers.