Auxmoney: the 5 best alternatives

With Auxmoney you can borrow money at short notice. We have summarized the best alternatives for you in this practical tip.

1. Auxmoney alternative: Smava

• Procedure: Lending works a little differently at Smava. Because the website sees itself as a credit marketplace and credit brokerage.
• Effective annual interest rate: The effective annual interest rate is around 3.99%.
• Conclusion: After Smava, Maxda offers the best conditions and the best interest - to the provider.

2. Auxmoney alternative: Maxda

• Procedure: With this alternative, loans are granted from private to private, as with Auxmoney.
• Effective annual interest rate: The effective annual interest rate for a money supply of 10, 000 euros is around 1.95%.
• Conclusion: the least interest and an easy handling of the procedure - to the provider.

3. Auxmoney alternative: receipt credit

• Procedure: This credit broker comes from Switzerland, but you have many advantages on this portal. So a Schufa exam is not required on this portal.
• APR: The APR is around 4.9%.
• Conclusion: Very high interest rates, but there is no Schufa check, so that mediation is very likely - to the provider.

4. Auxmoney alternative: direct award at the bank

• Procedure: Just ask your personal bank for a loan. You can also explore investment and return opportunities.
• APR: These can vary from bank to bank. Your bank can make you an individual offer.
• Conclusion: This is particularly interesting for long-term bank customers, since individual needs are addressed here.

5. Auxmoney alternative: friends or family

• Procedure: Another alternative to Auxmoney can be family or friends. Ask for a little money, but negotiate a written agreement at the same time.
• Effective annual interest: Here you can ideally determine the interest yourself and discuss it with your friends / relatives.
• Conclusion: quick and easy alternative to the usual procedures.

Conclusion: The best alternative to Auxmoney

• Depending on the money supply, the alternatives to Auxmoney have different and sometimes very high interest rates.
• At Smava you currently get the lowest interest rates, closely followed by Maxda.
• However, we recommend that you first obtain information from the in-house bank.
• If you have been a bank customer for a long time, you can create an individual offer here.