Pay with Klarna - you have to take this into account when shopping
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Paying via "Klarna" when shopping online is a safe alternative. We have put together for you what you should consider.
Online shopping with Klarna: 7 facts about the secure payment method
- With "Klarna" you can buy goods on account when shopping online.
- With "purchase on account" you normally do not have to make an advance payment. This protects you from dubious dealers.
- With the "Klarna" payment method, on the other hand, you order from an online shop, but you pay to "Klarna".
- You will receive the goods before the payment. If everything is OK, then transfer the money to "Klarna". You do not have to provide your account details to every single shop.
- However, the prerequisite for this is that the corresponding online shop is also a member of the Internet service. When placing an order in the online shop, you also enter your date of birth in addition to your address data and activate the declaration of consent for a credit check by "Klarna".
- You also have the option to pay your bills in installments, for which "Klarna" charges a fee. If you do not pay the invoice on time, you will be charged dunning fees.
- Please note that "Klarna" also checks your creditworthiness. Entries at Schufa may mean that you cannot pay with "Klarna".
If you prefer to pay in cash when shopping online, this is also possible in a few online shops. When paying with a credit card, you should read our advice on paying with credit cards online.