Bonify: The Schufa alternative is so serious
If you would like to apply for a loan, it is worthwhile to obtain credit information yourself in advance. With Bonify this should be serious, simple and free. We tell you here whether you can trust the Schufa alternative.
Bonify: a reputable Schufa alternative?
At Schufa, you can obtain self-assessment of your creditworthiness and creditworthiness once a year free of charge. It is not uncommon for the information at the credit agency to be incorrect or outdated.
- With Bonify, you can request self-disclosure at any time and check the credit-related information stored - free of charge. Bonify works together with the credit agency Creditreform Boniversum. Bonify employees cannot view your credit data. Only the Creditreform Boniversum - has this possibility and only this can make changes.
- In addition, the provider can obtain tips on how to optimize creditworthiness. We will also show you how to improve your Schufa score in another article.
- E-mail address and password are sufficient for registration. Bonify requires sensitive data from you to provide this information. You can either register with your online banking login details or with your ID card number. This unique identification is intended to ensure that only you have access to your credit report.
- At Bonify you also have the option of using a digital finance manager and a digital budget book, as well as an overview of all your accounts. To access this tool, you need to connect your Bonify access to your bank.
- As soon as you have connected your bank account with Bonify, the tool compares other offers on the market based on debits, for example from electricity or mobile phone providers. As a registered user, you will also receive personalized offers on financial products.
- Bonify customers seem to be largely satisfied with the provider. Customer service in particular is highlighted as very good.
Conclusion: Bonify serious with many additional services
Bonify provides you with information on your credit rating quickly, easily, free of charge and, above all, securely.
- You will also receive a financial analysis and tips for improving your credit rating.
- Concrete savings suggestions are certainly also interesting for some users.
- The website is clearly laid out, customer service is competent, quick and friendly.
In our next practical tip, we will show you how to check your credit card and thus check your creditworthiness and bank details.