Pay contactless: that's how high the limits are

If you make contactless payments with your bank card, you do not have to enter a PIN up to a certain limit. This practical tip shows how high this amount is, depending on the card.

Limits for contactless payments without a PIN

In Germany there are three important types of money cards that support contactless payment: credit cards from the providers VISA and Mastercard, as well as the classic checking card, colloquially mostly called EC card. You do not have to enter a PIN up to a certain limit if you pay contactless with one of these cards.

• VISA : As a VISA card holder, you do not need a PIN of up to 50 euros .
• Mastercard : The PIN is not necessary here as long as your purchase value is below 25 euros .
• Girocard : If you pay contactlessly with your Girocard, this works up to 25 euros without a PIN.
• Please note: It may happen that a PIN is requested for smaller amounts. In this case, the bank is automatically checked to ensure that the card is not misused.

Instead of using cash or a cash card, more and more customers are now using their smartphone to pay. You can read a comparison of the major services Google Pay and Apple Pay in the next post,

Video tip: Apple presents- Apple Watch.Apple Pay