Metal credit card - they are available from these providers
Related Videos: How to get a metal credit card (April 2024).
If you are interested in a metal credit card, you are following a new trend that is intended to give bank customers an additional feeling of luxury and value. We'll show you which banks you can already get credit cards from here.
These banks offer a metal credit card
Credit cards are usually made of plastic or are completely virtual. But they can also be made from metal - for example from the basic materials steel or titanium.
- Revolut: The London-based bank is one of the few European providers to offer a metal credit card. It is a MasterCard. The card is made of steel and weighs 18 grams. You can find more information on the Revolut website.
- N26: The direct bank based in Berlin specializes in banking with smartphones. But physical credit cards can also be obtained from N26 - including a metal credit card. This is also a MasterCard and you can choose between three different colors. Click here for the N26 website.
- Apple: The technology giant from California presented its own credit card in early 2019 with the Apple Card. This should be used wherever contactless payments via Apple Pay are not yet available. Apple's credit card is made of titanium and was launched in the United States in August 2019. Whether and when the Apple Card will be available in Germany is still open. More information is available on Apple's American website.
What are the advantages of a metal credit card?
- There are no tangible advantages if a credit card is made of metal instead of plastic. You can pay with the metal model at card terminals as well as with an ordinary plastic card.
- Problems can arise, however, if you can only make contactless payments at a terminal and do not have your mobile device with Apple or Google Pay with you. You cannot use most metal credit cards here.
- With the Apple Card and some other cards, the credit card number, expiry date and CVC number can no longer be read on the card. You will only find this data in your Apple Wallet.
- Ultimately, the benefit of the metal card is only the additional feeling of value and individuality. In contrast to classic credit cards, the look makes a lot of difference.
On the next page, we have summarized what the most important differences between a credit and an EC card are for you.