Pay online with credit card - you have to pay attention to that
Related Videos: How to buy stuff online with no credit card (no social security) NO BS [NO ID] 100% LEGAL (May 2024).
With Mastercard, Visa, American Express and Diners Club credit cards, you can pay not only locally, but also online. In this practical tip, we explain what you should know about online payment and what you need to consider.
Pay online with Mastercard, Visa, American Express and Diners Club credit cards
- In order for payment to remain secure not only on-site in the store, but also online, you should always have an up-to-date antivirus program installed on your computer. It is mainly through spam mails that malware often gets onto the computer.
- It is also important to only buy from reputable dealers. If you don't know a shop, google it. If the shop seems dubious to you, leave the site. Reputable online shops can always show quality seals. However, also check their authenticity. To do this, click on the respective seal and make sure that you really are on the website of the seal provider.
- As a buyer, you should not incur any costs. The seller pays any fees. However, some shops charge fees for different types of payment. Find out in advance.
- Tip: Apply for a free Visa card from Barclaycard with a starting credit of 25 euros here
- When paying online, you must provide your credit card number, expiry date and card verification number. Simply by knowing this data, anyone can shop online under your name. So do not pass them on to unauthorized persons. No reputable dealer will ask for your PIN.
- You should also ensure that there is a secure connection between you and the shop during the payment process. To do this, "//" must appear in the address line instead of "//" and a small lock must be visible. Only then is the connection sufficiently encrypted.
- Should an unauthorized debit occur, you can easily object to it. You can request a cancellation online or by phone from your credit card institute. Depending on the financial institution, the deadlines for this are a few weeks. For this reason, you should check your bank statements regularly so that you can object to them on time.
- Online shops not only get your payment details via your credit card, but also your personal address details and your age. Customer profiles can then be created from these. If you do not want this, you should refrain from paying by credit card.
- The credit card is not exactly the safest form of payment on the Internet. The 3D Secure process is intended to change that. A password is used to enter the usual data. Additional protection is possible for cards with MasterCard SecureCode or Verified by Visa.
- The "PayPal" service offers a safer alternative to a credit card. The retailer does not receive any of your personal information here. You can read how secure "PayPal" really is in this practical tip.
- Conclusion: Online payment by credit card is safe if you follow the tips.
Free credit card - it's that easy
Credit cards do not have to be expensive, but can be selected as a payment method almost anywhere. If you don't want to open an additional new account, you can get a Visa credit card with the Barclaycard even without changing your account - of course free of charge.
