Installment payments Saturn - how it works

From a purchase value of 100 euros, Saturn offers you the option of paying in installments. This practical tip shows you how you can benefit from it and what you need to consider.

Payment by installments at Saturn: terms and amount

Saturn offers you an installment payment with 0% interest.

• The minimum monthly rate is 10 euros.
• The term, which you can individually determine yourself, is between 10 and 33 months.
• The first payment is due immediately upon receipt of the order.

Payment in installments at Saturn: Requirements

To qualify for funding, you must meet the following conditions:

• The minimum age is 18 years.
• You finance at least 100 euros, maximum 15, 000 euros.
• If you are an employee, you must be employed by your employer for at least 3 months or you will receive an unlimited pension.
• Self-employed people can get a loan if they have been self-employed for at least 12 months.
• Your regular net income is at least 650 euros.
• You must not have a negative Schufa entry.

Payment by installments at Saturn: complete online

After you have the desired items in the shopping cart, you can select the installment payment during the ordering process.

• First, navigate to the checkout and enter your date of birth.
• With "Financing options" you can now select Saturn's credit partner, Commerz Finanz.
• You will then be redirected to the partner page. There you fill in the application with your data online.
• You will also receive the preliminary approval online after a short time.
• You will then also be informed of which documents are required and whether an identity check must be carried out.
• You will receive detailed instructions from Commerz Finanz.
• Of course, you can also apply for payment in installments directly at your Saturn store.

Payment by installments at Saturn: documents relating to the loan agreement

If you would like to finance an amount of more than 1, 500 euros, you will need some documents.

• You need either your last proof of salary, pension notification, BWA or tax assessment.
• A copy of the permanent residence permit is required for nationals of third countries.
• As a student, you need either a copy of your enrollment certificate or your student ID. These must apply to the current semester.
• In addition, a copy of the bank or credit card is requested.

Read how to finance your Thermomix in the next article.