Calculate yield - how it works

You can easily calculate the return on your bank account or your shares yourself. Alternatively, you can use online tools. We show you both options in this practical tip.

Calculate return yourself: the simple formula

• In most cases, the simple formula "profit: capital" is sufficient. For example, if you want to calculate the return on your savings in the bank account.
• If you started with 10, 000 euros in the account and now 12, 000 euros, calculate: 12, 000: 10, 000 = 1.2. So your return is 20 percent.
• If you want to calculate the annual return, you still have to divide by the number of years. So the formula is "Profit: Capital: Years".
• In our example, if we have invested money for four years, the average return per year is 5 percent.

Calculate the return on shares yourself

• The return on shares results from the formula: "(dividends + price gains) x 100 / (term x capital employed)".
• Example: Using a dividend of $ 1 per share and 100 shares, a price gain of € 3, 000 and € 10, 000 for 2 years results in:
• (200 + 3000) x 100 / (1 x 10, 000) = 16 percent return

Calculate returns online

If you don't want to calculate the return yourself, you can also use online tools:

• Simple return calculator: At Renditen.com you will find a simple calculator that can be used to quickly calculate a simple return.
• Comprehensive return calculator: You can use the calculator to calculate interest for many deposits and withdrawals.
• Return on shares: The Jumk website has a reditect calculator for shares, with which you can calculate your return in just a few steps.