Saturn: This is what cell phone insurance promises

With the Saturn mobile phone insurance you protect yourself against high costs in the event of damage to your smartphone. In this practical tip, we will show you what else the insurance promises.

Mobile phone insurance from Saturn - what is it?

Saturn Handyversicherung in cooperation with Domestic & General provides you with various services for a 24-month contract, which you can use if your item is damaged.

• Depending on the product and price purchased, this insurance is based on premiums between 25 and 210 euros, which are payable once.
• An iPhone, for example, is insured with around 160 euros.
• You can opt for or against Saturn mobile phone insurance up to 14 days after purchase.

Mobile phone insurance - What does Saturn promise in the event of theft?

Theft of a smartphone is not fully reimbursed in most cases - not even with Saturn.

• Saturn cell phone insurance here stipulates that 20 percent of the original purchase price must be borne by the policyholder as a deductible.
• Under certain circumstances, however, this proportionally calculated amount is still very high and, together with the costs for mobile phone insurance, only covers a fraction of the new price of a similar device.

Substantial loss of time at Saturn mobile phone insurance

If your smartphone suffers a total loss, you will bear your own share here in the form of a loss of current value.

• Your smartphone is only 100 percent insured for a total loss after taking out insurance.
• From the 7th month, the reimbursement is only 80 percent.
• From the 13th month you will only receive 60 percent of the original purchase price, even if your device is still priced higher.

Saturn mobile phone insurance: there is no deductible for partial damage

With the mobile phone protection letter from Saturn, you are insured against various damages, which in the best case are repairable.

• The deductible does not apply, for example, to fall or fall damage, which can cause a fragmented display, for example.
• Liquid damage is also included.
• Damage caused by operating errors, fire, short circuit or overvoltage is also covered.

To what extent insurance for your iPhone is worthwhile, we have summarized another practical tip for you.