Have Schufa entry deleted - how it works

If you want to have your Schufa entry deleted, you have to comply with different regulations and deadlines. We have summarized everything you need to know about this in this article.

Have a Schufa entry deleted - all information

A Schufa entry is normally automatically deleted after three years. Unfortunately, it happens more and more often that the entries are not automatically removed despite the expiring period. To ensure that your Schufa entry is deleted, proceed as follows:

• First you should request Schufa information and check all entries thoroughly.
• If there is still an entry that is actually time-barred, you should file an objection.
• For these cases, the consumer center in Bremen has formulated a sample letter to delete the data.
• The following applies to debts of less than 2, 000 euros: As soon as you have paid them, they must be deleted.
• If this does not happen, you can write a letter to the Schufa. Here, however, it is sufficient to briefly present the facts.

We will tell you in the next practical tip whether you can conclude a cell phone contract despite a Schufa entry.