Pay securely online: with these payment methods it works

If you want to pay securely online, you can use many payment methods. In this article we present the safest payment methods.

Pay with PayPal: No transfer of bank details

PayPal is a very common payment method, which, for example, links your bank account to your PayPal account. If you pay via PayPal, the amount will be debited from your account a few days later.

• Alternatively: You can also top up your PayPal account with Paysafecards. You can get these at petrol stations or drug stores, for example.
• PayPal is used by most services on the Internet where you can buy something.
• All transactions run via PayPal: The service provider pays for you in the shop, so that your bank details are not passed on.

Pay by invoice - the safest way

The safest option is to pay "on account": once you have received the invoice, you simply have to make a transfer via your online banking account.

• However: Not all internet shops offer "pay by invoice".
• There are often additional conditions for this option. Here you can find out, for example, which conditions apply to Amazon.
• In addition, there are usually additional costs for international purchases.
• Buying "on account" offers a very high level of security: you do not have to be afraid that too much money will be deducted because you transfer the amount yourself.

Pay by credit card - secure?

The easiest way to pay on the Internet is by using a credit card. All you have to do is enter your number and the online shopping tour can begin:

• Payment is fast, easy and widespread: almost every shop accepts Visa and Master Cards.
• In addition, there are no fees for international purchases.
• Attention: The security is not as high as with PayPal or the purchase on account. If your credit card information falls into the hands of fraudsters, they can withdraw money without authorization.

Pay by direct debit

With direct debit, you give the seller the right to be able to debit money from your account.

• Not all internet shops offer this option.
• International transaction fees may apply
• You should always have enough money in your account for the debit to be successful.
• This method also offers a high level of security, as you can usually reverse the money collection within 3 months.

You can find more alternatives in our article on the best PayPal alternatives.