Tomorrow Bank: Cost and test of the mobile current account

Tomorrow Bank Test: That's how much an account costs

In addition to the free current account, there is also a free debit card called "Tomorrow Card".

Three cash withdrawals per calendar month are free of charge, then you pay two euros for each withdrawal.
When debiting in foreign currencies, you pay 1.5 percent of the debit amount.
If you lose your debit card, you pay 10 euros. A worldwide replacement costs 25 euros.
If the account is insufficiently covered, the refusal to collect a direct debit will be charged with 3 euros. There are also reminder fees for each reminder.
Bank information to third parties on behalf of the customer costs 25 euros, as well as research orders.
In the future there will be a premium version that also costs something. Savings accounts could also be possible here.

It's easy to open an account. Download the app from the AppStore or PlayStore.

Choose to create a new account.
Follow the instructions and provide all required information about yourself.
At the end you accept the terms and conditions and complete the registration.
In the next step you will receive an email in which you have to confirm your registration.
Your authentication takes place via Video-Ident in the app.
You will then be activated and your free debit card will be sent to you by post.

You should also know these points:

You can withdraw money free of charge from ATMs with the Visa logo within the Eurozone. Withdrawals abroad are charged a 1.5 percent fee and the exchange rate is based on the current daily exchange rate.
Direct debits, standing orders and transfers all run via the app.
Mobile payment is not currently supported by Tomorrow Bank.
Tomorrow Bank does not currently offer overdraft facilities. There could be this possibility in the future.

The Tomorrow Bank supports climate protection.

In general, weapons, nuclear energy, non-renewable energies, drugs and other addictive substances, environmental sins, crimes, violations of human and animal rights are not supported.
A forest protection project in Portel, Brazil currently accounts for 0.13 percent of the dealer's fees for each transaction made. The bank also plans to support other projects in the future.
In the so-called "Impact Board" of the app you can see in real time what contribution you have personally made to climate protection.