Open N26 account: everything you need to know
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Above all, many young people are considering opening an account with N26. The direct bank advertises that it is a particularly straightforward bank. We'll show you how to easily open an account with N26.
Open an N26 account: You should know that
In the following points, we explain what you should bring with you to open an account and what you need to know about it.
- N26 requires that its customers are at least 18 years old. The nationality, on the other hand, is irrelevant. However, the associated Mastercard is currently only being sent to Germany and Austria.
- If you are thinking of opening an N26 account, you do not have to worry about the security of your deposit. N26 is legally obliged to provide a deposit guarantee of 100, 000 euros per person / account.
- The use of an account with the direct bank N26 is possible with any credit rating. This is because N26 only allocates credit accounts. So you can not slip into the minus, and save expensive interest.
- Since the account opening only takes place online, you must then confirm your identity. You can communicate with an employee in a video chat. Customers with non-German ID cards are sometimes offered the service of the Postident of German Post.
- To date, the current account of N26 only contains a prepaid Mastercard, as an addition there is the Maestro card from N26.
- N26 is a purely online bank and therefore specializes in online banking users. You can easily control and monitor your account movements with the app or browser application.
N26: You will have to pay these costs
At least for the standard account, you will not incur any costs for creating or using an account with N26.
- With the standard account, you can withdraw euro contributions free of charge in most countries. For € 9.90 a month, on the other hand, you can even get cash in all currencies worldwide with the N26 Black.
- Transfers in euros are free of charge, at least between SEPA countries (e.g. within the European Union). If you want to send money outside of this area, there are a few things you should consider.
- In addition, you have the option to pay worldwide and in all currencies with the N26 credit card.
- Here you will find a comparison of all account packages at N26 Bank.
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